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University Place
8032 Indigo Ridge Terrace
University Park, FL 34201

$249,900
3 Bedroom, 2 Bath
1,652 Square-Feet

Light & Bright, 3 Bedroom & 2 Bath Home in Sought After University Place * Not a Short Sale, or Foreclosure * Close Quick * Upgraded Tile Throughout * Custom Arches & Moldings * New Carpet in Bedrooms * Beautiful Chandeliers, Lighting Fixtures, & Upgraded Fans Included * Breakfast Bar Topped with Corian Countertops * Open Kitchen with Upgraded Tile Backsplash Under Wood Cabinets & Breakfast Bar * Total Appliance Package Included * Split Plan with Large Master Suite * Large Walk-in Closet in Master * Master Bath Includes Garden Tub & Decorative Tile Backsplash in Shower * Oversized Screened Patio/Lanai with Upgraded Tiles * Large Backyard with Lush Flower Beds & Well-Maintained Landscaping * Room for a Pool * Great Curb Appeal! University Place is Private & Gated Throughout * U-Place Offers 2 Community Pools, Barbecue Area, & Childs Recreation * Well-Maintained Lakes & Maturing Tropical Palms Throughout * Great School District * Perfect Home for a Small Family, or Professional Looking for an Upgraded, 3 Bedroom Home Under $250,000 in Amenity-Packed Community @ Prime University Parkway Location * No Dealing with Banks Here * Seller Will Respond Quick to All Offers * Easy to Show * Call 941-448-4872

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Need Help with a Short Sale on Your Home??
Call Me: 941-448-4872
                                          

WASHINGTON – Dec. 7, 2009 – Even before the government put pressure on them to embrace short sales, more banks were starting to take their lumps, do the short-sale deals and move on.

Three years into the housing meltdown, short sales have tripled to 40,000 in the first six months of 2009 compared to the same time period a year ago, according to data from the Office of Thrift Supervision and the Office of the Comptroller of the Currency.

Wells Fargo, Bank of America Corp. and JPMorgan Chase & Co. this year have hired and trained more staff to handle short sales and also developed software for expediting them.

“It’s really finally dawning on banks that they’re better off with a short sale,” says Richard Green, director of the Lusk Center for Real Estate at the University of Southern California in Los Angeles. “I think banks were in denial.”

Source: Bloomberg, John Gittelsohn and Margaret Collins (12/4/2009)

© Copyright 2009 INFORMATION, INC. Bethesda, MD

Justin Shirley
CEO
Shirley International Realty
941.448.4872
www.JustinShirley.com

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(Foreclosures Fall.. And Florida Looks like this.. Life is Good & Getting Better)

Foreclosure filings fall 8% in November

WASHINGTON (AP) – Dec. 10, 2009 – The number of homeowners on the brink of foreclosure fell in November, the fourth straight monthly decline, as mortgage companies evaluated whether borrowers were eligible for help.

Nearly 307,000 households, or one in every 417 homes, received a foreclosure-related notice in November, down 8 percent from a month earlier, RealtyTrac Inc. said Thursday. Banks repossessed about 77,000 homes last month, down slightly from October.

Millions of borrowers are still being evaluated for the Obama administration’s foreclosure prevention effort. States are also trying to delay the foreclosure process, temporarily lowering foreclosure numbers.
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WASHINGTON (AP) – Dec. 16, 2009 – Construction of new homes, helped by better weather, rebounded in the U.S. in November following a setback in the previous month.

The gain is a hopeful sign that the housing recovery is continuing, a development viewed as critical to lifting the overall economy out of recession.

The Commerce Department says construction of new homes and apartments rose 8.9 percent in November to a seasonally adjusted annual rate of 574,000 units. The gain represented strength in all areas of the country although the increase was slightly lower than economists had expected.

Applications for new building permits were also up, rising 6 percent to an annual rate of 584,000 units, a stronger showing than economists predicted.

Copyright © 2009 The Associated Press, Martin Crutsinger

Justin Shirley
CEO
Shirley International Realty
941.448.4872
www.JustinShirley.com

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HYATT SIESTA KEY BEACH IS NOW OPEN. SCHEDULE A TOUR TODAY!  Your dream of a home on Siesta Key Beach is now a reality! Hyatt Siesta Key Beach is the first luxury fractional ownership resort to be built in this area. You will be astounded by the level of luxury and attention to detail we’ve built into every single facet of Hyatt Siesta Key Beach. From the custom furnishings and top-of-the-line appliances to the lavish bed linens and legendary Hyatt Signature Service, we’ve overlooked nothing.  We have provided an enviable lifestyle on a beachfront property. Everything you would expect in a multimillion-dollar beachfront condo – at a fraction of the cost

- Pricing Ranges from $135,000 – $359,000 -
- Square-Footages on these Condos range from 1800ft2 – 2400ft2 -

Call Justin Shirley @ 941-448-4872 for More Information on these Luxurious Condos

Click on the thumbnail below to preview more photos of these Luxurious Condos

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How to beat the $8K tax credit deadline

CHICAGO – Sept. 28, 2009 – It’s not too late for a determined first-time home buyer to take advantage of the $8,000 federal tax credit, which expires Nov. 30.

Scott Voak, a San Diego practitioner specializing in first-time buyers, helps potential buyers target homes that can close quickly. To identify those properties without touring them, he suggests contacting the listing agent with blunt but important questions that aren’t usually addressed in the listing. These can include:

• Is there mold?
• Does the home need extensive repairs?
• Does the home have aging systems or appliances?
• Are there any troublesome neighbors?

Buyers should factor in these questions before making an offer:
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Florida’s consumer confidence rises as economic fears ease

GAINESVILLE, Fla. – Sept. 30, 2009 – Belief that a national economic recovery is under way boosted Florida’s consumer confidence three points to 74 in September, according to a new University of Florida survey.

“I think Florida consumers are buying into the argument that the worst of the recession is over and we have avoided a complete meltdown,” says Chris McCarty, survey director of UF’s Bureau of Economic and Business Research. “Once again, they have surprised us with a higher-than-expected index.”

This month’s three-point rise follows a four-point revised increase in August. Of the five components that make up September’s index, three rose, one declined and one was unchanged. Perceptions of personal finances now compared with a year ago remained unchanged at 44, only five points above its all-time low of 39 in December. Expectations about personal finances a year from now fell three points to 81.

In contrast, perceptions of U.S. economic conditions over the next year rose three points to 75, while expectations about economic conditions over the next five years rose five points to 86. Perceptions of whether it is a good time to buy big-ticket items, such as appliances and cars, rose nine points to 84.

“It is worth noting that the two index components that gauge perceptions of personal finances both now and in the future are flat or down,” McCarty says. “All of the increase is in perceptions of future economic conditions, and in the perception that if you have the money, it’s a good time to buy.”

There are some signs that the economy is improving, he says.
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Record streak continues for pending home sales

WASHINGTON – Oct. 1, 2009 – Pending home sales have increased for seven straight months, the longest in the series of the index which began in 2001, according to the National Association of Realtors®.

The Pending Home Sales Index, a forward-looking indicator based on contracts signed in August, rose 6.4 percent to 103.8 from a reading of 97.6 in July, and is 12.4 percent above August 2008 when it was 92.4. The index is at the highest level since March 2007 when it was 104.5.

Lawrence Yun, NAR chief economist, said not all contracts are turning into closed sales within an expected timeframe. “The rise in pending home sales shows buyers are returning to the market and signing contracts, but deals are not necessarily closing because of long delays related to short sales, and issues regarding complex new appraisal rules,” he said. “No doubt many first-time buyers are rushing to beat the deadline for the $8,000 tax credit, which expires at the end of next month.”

The Pending Home Sales Index in the Northeast jumped 8.2 percent to 85.3 in August and is 12.0 percent higher than August 2008. In the Midwest the index rose 3.1 percent to 90.8 in August and is 7.6 percent above a year ago. In the South, pending home sales increased 0.8 percent to an index of 104.6 and is 8.2 percent above August 2008. In the West the index surged 16.0 percent to 130.5 and is 22.3 percent above a year ago.
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Rates on 30-year home loans dropped below 5 percent for the first time in four months, but still remained above this year’s record low, Freddie Mac said Thursday.

The average rate on a 30-year fixed mortgage was 4.94 percent, down from 5.04 percent last week, Freddie Mac said. The last time the 30-year home loan averaged less than 5 percent was the week ending May 28, when it was 4.91 percent.

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Asking Price: $194,000
Lot Size: 24,981 Sq. Ft
Schools:
Elementary: Robert E. Willis
Middle: Nolan
High: Lakewood Ranch

Build Your Luxurious Dream Home @ Lake Club, a Tuscan-Inspired, Private Community in Lakewood Ranch * This is a Manor Lot on (8376 Catamaran Circle) Lot 123 * Excellent Waterfront Home Site with Expansive Lake Views * Exclusive, Private, Gated Community Featuring Mile-Long Park & Scenic Lakes * Custom Built Home Community with homes from 3,000 to 10,000 sq ft. * Surrounded by Luxurious, Multi-Million Dollar Homes * Exceptional Amenities Include Day Spa, Resort Style Clubhouse & Concierge Services * 24-Hour Man-Gated Security * 54-Holes of Private, Championship Golf * Cascading flowers, Grape Vines, Bricked Roadways, Picturesque Bridges, & a Spectacular Clubhouse * Located close to the Sarasota Polo Club and Lakewood Main Street with Fine Restaurants, Shopping, Movie Theater & Medical Facilities *  Enjoy Quick Access to the Theatre, Boutique Shopping, a Great Polo or Cricket Match * Contact 941-448-4872, or email justin@thesarasotadeed.com for More Information

Click on the Thumbnails Below to Enlarge Photos of this Oversized Lake Club Lot for Sale & Community Amenities

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